A 60-year old man told his wife that he was going down and apply
for Social Security. His wife told him he was too young but he went
anyway.
When he came back he told his wife, "Well, I signed up and got
it." His wife said, "How did you do that?" He said, "I
told the lady that I wanted to apply for Social Security and when I opened my
shirt and she saw all of these gray hairs she said"OK, you'll get a
check next month."
His wife said, "Well, why didn't you drop your pants, then we could
have gotten disability, too.